The Best FREE Home Inventory Programs To Keep Track Of Everything You Own

home-inventory-program-by-B-Rosen.jpg Do you have a record of all the high-ticket items you’ve purchased that are currently in your home? 

If you suffered a fire or flood would it be easy for you to determine exactly what was lost or destroyed? 

It’s important to have a detailed inventory of all your belongings in the event of a natural disaster, accident, or theft.

Your home inventory should include everything that you can personally itemize within your house.  It should also include all of your insurance policies, banking information, and other important papers. 

The best way to create and maintain your personal inventory is to use a reputable home inventory program…  
 

What To Look For

There are several things to consider when looking for a home inventory program, such as:

  • Is it easy to use?
  • Is it compatible with my computer?
  • Does it provide enough detail about my personal belongings?

 

Home Inventory Programs

Here are a few of the most popular home inventory programs and what others think of them.  

eProoft is a program that allows you to record all of your personal belongings, upload photos of those items, and make quick changes to your home inventory at any time.  It’s an online system that make access and retrieval of your records instantaneous.  Plus, you will never have to worry about losing your backup information.  There is a FREE basic version, as well as a super-advanced paid version.

Insurance agents are partnering with eProoft to provide this service to their clients … We have always suggested that our clients have photos or videos of their possessions. However, some clients store those same images in their home or local bank. We’ve learned over the last few years that natural disasters can still affect these areas too, so the online storage is a real key for our clients.  Source 

Know Your Stuff is a FREE home inventory program that allows you to keep track of all your items.  It’s great at helping you categorize all of your possessions.  Plus, there’s also a way to add pictures and scanned receipts. 

If you wish to store this information online, there’s a small fee for that.  Instead, you can simply save the information on a USB flash drive yourself.  (Just be sure to keep it in a safe place!)

Several realtors and insurance agents recommend that homeowners use Know Your Stuff to keep track of personal belongings, as does the government’s own National Flood Insurance Program.

Home Inventory prompts you for details you might otherwise forget. Each item you record may include its cost, purchase date and location, and model and serial numbers. You can even include photos and scans of sales receipts.  Source

StuffSafe is another FREE online inventory system that can be downloaded to your computer at any time.  Your personal home inventory can also be stored on a secure website peace of mind (…and it’s just as easy to access).  You can even give your insurance agent or another designated person "read-only access" to your personal home inventory. 

StuffSafe allows you take inventory of your home. Make a detailed list of all your valuable goods; start with the expensive stuff, jewelry, antiques, electronics, and work your way down; note serial numbers, model, provide a brief description and date of purchase; you may even choose to include a photograph. By storing your inventory online with StuffSafe, you´re better able to get insurance claims faster in the event of property damage  or loss– whether it be due to an unfortunate fire, thievery, or a natural disaster.  Source

It’s Worth Noting…

If you are a detail-oriented person, you could simply create an Excel spreadsheet and store it in Google Docs, along with an online photo gallery (using Picasa) with pictures of all your belongings

Both of these online programs are FREE as well.

In addition, there are a number of very reputable home inventory software programs that you can choose from.

Or, you may want to simply walk through your home with a video camera in hand, and videotape the serial numbers and condition of all the items in your home.  (Just be sure to store the video online, or in a safe place.)

In the end, regardless of which home inventory program you ultimately choose, the more details you keep about your belongings, and the more photos you have, the more likely you will be to get every penny that you are due if you should ever have to file an insurance claim.

Andrea Hermitt

I have been a certified tightwad since I became pregnant with my first child and decided to find a way to stay home with him. I enjoy sharing my experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

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  • http://www.ontime-electric.com/ Austin

    We are currently moving out of a large house and into a small house and I was looking around for some sort of household inventory tracker. Thanks for the suggestions! I think I might just use Google Docs to document them then take some pictures of the serial numbers of the expensive items for my renters insurance policy!

  • http://www.strategiesgroup.com/ Jamie Shellman

    An inventory has been very important
    in anyone’s life, especially in business. Of course, everyone wants security
    for his investments. That’s why most people are aware about insurance for an
    emergency, and they find ways to rescue them. It is good that there’s a
    software to organize and track your inventory at home. Inventory software
    programs among businesses are very vital for tracking their goods. So managing
    goods in times of emergency would be easier.