Yard Sale Cash, Change & Money Issues

dollar_signs.gifWhen you’re having a yard sale, you need to have a way to make change whenever someone gives you a $1 dollar bill for a 25-cent item.

Or, a $20 dollar bill for a $1 item!

This is what I usually do to make sure I’m covered…

How Much Money Should You Start With?

The day before, I withdraw $40 from the bank. Ideally, I want four $5 dollar bills, fifteen $1 dollar bills, and $5 in loose change.

If the bank is closed and I visit the ATM instead, then I just buy a pack of gum somewhere using one of the $20’s and ask for the change in all $1’s. Then, either at the same store or wherever I go to buy a soda, I ask the clerk for four $5’s in exchange for my $20 dollar bill.

Prior to every yard sale, I also head to the nearest Coinstar to turn all of my loose change (mostly pennies, nickels & dimes) into dollar bills. Depending on how much I have, I may not even have to visit the bank at all!

When you cash out after using Coinstar (at my local Kroger store, I just hand the Coinstar receipt to the checkout clerk), you can ask the clerk for any combination of dollars and coins that you want.


Tip: Be sure to write down the total of all the change you’re starting with, so you can accurately calculate how much money you’ve made at the end of the day.


How To Keep Your Money Safe & Organized

Your most important issue with money during a yard sale is: How to make change quickly!

Without a doubt, it’s much easier to make change if you have your coins separated from your dollar bills. And even better yet, if you have your individual coins separated by denomination.


4 Money Organizers That Work Great At Yard Sales

#1 A cash box with individual coin sections and/or dollar bill trays. There’s no better way to stay on top of your earnings and make change in an instant!

#2 A money apron — with at least 2 separated “sections”. I got a couple of these for FREE at Home Depot. (A standard “fanny pack” would suffice in a pinch. Or, maybe a “smart apron” like this one.)

#3 Individual money bags. You need 2… one for the dollar bills only, and one for all your loose coins. These could be official bank bags, but I just use heavy-duty zippered dark colored bags. They’re called money bags, but there’s no lock or security features to them. I got mine at Wal-Mart.

#4 Zip-loc type plastic bags. They’re not ideal, but they’ll work. They’re clunky, and sometimes awkward to open & close. Plus, unless you hide them, everyone can see your stash of cash. One good thing is that you can see exactly what’s inside, so you’re sure to grab the right one each time!

I’ve used each of the above methods in previous yard sales. My favorite is the cash box — it’s quick and easy, and keeps you 100% organized all throughout your sale.

My second favorite is the money apron. It’s very convenient to always have change right at your fingertips, but it’s harder to “see” which denomination of coin or bill you’re grabbing.

Third favorite is the heavy-duty money bags, followed by Ziploc type bags.


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Lynnette Walczak

Lynnette Walczak

I like to help people find unique ways to do things in order to save time & money -- so I frequently write about "outside the box" ideas that most wouldn't think of. As a lifelong dog owner, I often share my best tips for living with and training dogs. I worked in Higher Ed several years until switching gears to pursue things I was more passionate about. I've worked at a vet, in a photo lab, and at a zoo -- to name a few. I enjoy the outdoors via bicycle, motorcycle, Jeep, or RV. You can always find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun websites).

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